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3x 4x Oney

Learn how to accept 3x 4x Oney payments.

Icon for Oney 3x4x.  Read more

Learn more about 3x 4x Oney on their French or Spanish website.

3x 4x Oney payments are gaining popularity in France and Spain. With 3x 4x Oney, your shoppers can pay for their purchases in installments.

To fulfill 3x 4x Oney compliance checks, you need to have an entity in a European country. 3x 4x Oney performs risk checks on the shopper right at the moment of the purchase.

How to pay with 3x 4x Oney

  1. The shopper chooses 3x 4x Oney as their payment method during checkout.
  2. Once they are redirected to 3x 4x Oney's webpage, the shopper needs to fill in their details and validate their information.
  3. The shopper will see a message confirming that the payment installment request has been accepted. They can then return to your website or app.
Payment type Payment flow Countries Currencies Recurring Refunds Partial refunds Separate captures Partial captures Chargebacks
Buy Now Pay Later (installments) Redirect FR, ES
See note1
EUR -x- -white_check_mark- -white_check_mark- -white_check_mark- -x- -x-  

1 The following table shows the differences between 3x 4x Oney payments in France and in Spain:

Country Cards Installments Authorisation expiry
France Visa, Mastercard, Cartes Bancaires 3x, 4x If a payment is captured after more than six days, the payment authorisation expires and the payment must be authorised again.
Spain Visa, Mastercard 3x, 4x, 6x, 10x, 12x Same as France.

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