Read moreOney payments are gaining popularity in France and Spain. With Oney, your shoppers can pay for their purchases in installments.
To fulfill Oney compliance checks, you need to have an entity in a European country. Oney performs risk checks on the shopper right at the moment of the purchase.
How to pay with Oney
- The shopper chooses Oney as their payment method during checkout.
- The shopper is redirected to Oney's webpage, fills in their details, and validates their information.
- The shopper will see a message confirming that the payment installment request has been accepted. They can then return to your website or app.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Separate captures | Partial captures | Chargebacks | |
|---|---|---|---|---|---|---|---|---|---|---|
| Buy Now Pay Later (installments) | Redirect | FR, ES See note1 |
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1 The following table shows the differences between Oney payments in France and in Spain:
| Country | Cards | Installments | Authorisation expiry |
|---|---|---|---|
| France | Visa, Mastercard, Cartes Bancaires | 3x, 4x, 10x, 12x | If a payment is captured after more than six days, the payment authorisation expires and the payment must be authorised again. |
| Spain | Visa, Mastercard | 3x, 4x, 6x, 10x, 12x | Same as France. |
