Read moreTo fulfill 3x 4x Oney compliance checks, you need to have an entity in a European country. 3x 4x Oney performs risk checks on the shopper right at the moment of the purchase.
How to pay with 3x 4x Oney
- The shopper chooses 3x 4x Oney as their payment method during checkout.
- Once they are redirected to 3x 4x Oney's webpage, the shopper needs to fill in their details and validate their information.
- The shopper will see a message confirming that the payment installment request has been accepted. They can then return to your website or app.
| Payment type | Payment flow | Countries | Currencies | Recurring | Refunds | Partial refunds | Separate captures | Partial captures | Chargebacks | |
|---|---|---|---|---|---|---|---|---|---|---|
| Buy Now Pay Later (installments) | Redirect | FR, ES See note1 |
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1 The following table shows the differences between 3x 4x Oney payments in France and in Spain:
| Country | Cards | Installments | Authorisation expiry |
|---|---|---|---|
| France | Visa, Mastercard, Carte Bancaire | 3x, 4x | If a payment is captured after more than 6 days, the payment authorisation expires and the payment must be authorised again. |
| Spain | Visa, Mastercard | 3x, 4x, 6x, 10x, 12x | Not applicable, payments are captured immediately when authorised. |
