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MOLPay online banking for API only

Add MOLPay online banking to an existing API-only integration.

Accept MOLPay online banking payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.

Requirements

Requirement Description
Integration type Make sure that you have built an API-only integration.
Setup steps Before you begin, add in your test Customer Area.

Build your payment form for MOLPay online banking

To show MOLPay online banking in your payment form, you need to:

  1. Show a list of available banks to your shopper.
  2. After the shopper selects a bank, pass the corresponding Issuer value to your server. You'll need this to make a payment.

We provide logos for MOLPay and the issuing banks, which you can use on your payment form. You can download the logos here. For more information, refer to Downloading logos.

You can also get the issuer list from the /paymentMethods response, as explained in the API-only integration guide.

In your /paymentMethods request, specify:

countryCode amount.currency
MY MYR
TH THB

The list of issuing banks are included in the object with type: molpay_ebanking_fpx_MY or molpay_ebanking_TH.

Make a payment

In your /payments request, specify:

  • paymentMethod.type: molpay_ebanking_fpx_MY or molpay_ebanking_TH.
  • paymentMethod.issuer: The shopper's bank. Specify this with the Issuer value that corresponds to this bank.
  • returnUrl: The URL where the shopper will be redirected back to after they complete the payment.

In the /payments response, note the action object. This contains the information needed to redirect the shopper.

Handle the redirect

  1. To complete the payment, redirect the shopper to the action.url returned in the /payments response, taking into account the following recommendations:

    • When using the HTTP GET method:
      For security reasons, when showing the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView.

    • Redirection for mobile integrations:
      For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.

  2. After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:

    • details: object that contains the URL-decoded redirectResult returned when the shopper was redirected back to your site.

  3. In the response note the following:

    • resultCode: use this to present the result to your shopper.
    • pspReference: our unique identifier for the transaction.

Present the payment result

Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for MOLPay online banking are:

resultCode Description Action to take
Authorised The payment was successful. Inform the shopper that the payment has been successful.
You will receive the funds in 2-3 days.
Cancelled The shopper cancelled the payment while on their bank's website. Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Error There was an error when the payment was being processed. Inform the shopper that there was an error processing their payment. You'll receive a refusalReason in the same response, indicating the cause of the error.
Pending or
Received		 The shopper has completed the payment but the final result is not yet known. It may take minutes or hours for the MOLPay online banking payments network to confirm this. Inform the shopper that you have received their order, and are waiting for the payment to be completed.
You will receive the final result of the payment in an AUTHORISATION webhook.
Refused The payment was refused by the shopper's bank. Ask the shopper to try the payment again using a different payment method.

If the shopper failed to return to your website or app, wait for webhooks to know the outcome of the payment:

eventCode success field Description Action to take
AUTHORISATION false The transaction failed. Cancel the order and inform the shopper that the payment failed.
AUTHORISATION true The shopper successfully completed the payment. Inform the shopper that the payment has been successful and proceed with the order.

Test and go live

Using any issuer ID that is available for the MOLPay eBanking Component for the respective country/region, make MOLPay online banking test payments to test the different payment results.

Check the status of the MOLPay test payments in your Customer Area > Transactions > Payments.

Before you can accept live MOLPay payments, you need to submit a request for MOLPay in your live Customer Area.

See also