This Adyen test card has several "applications" programmed onto it that each simulate a card with a unique brand, language, country, and currency. It supports contactless, offline, and installment transactions.
Here we describe the details to use when you test online and offline credit and debit card transactions.
Testing card types
Use the table below to see which application on the test card corresponds with the properties and flows you want to test, and which card details to use in your test card payments.
| Application | Payment method | Locale | Issuing country | Currency | Expiration date | Cardholder | PIN | PAN | AID |
|---|---|---|---|---|---|---|---|---|---|
| mc en gbr gbp | Mastercard | English | UK | GBP | 02/28 | AD YEN-UK | 1234 | 5413 3300 8909 9999 | A0000000041010 |
| mc en usa usd | Mastercard | English | US | USD | 12/29 | AD YEN-US | 1234 | 5100 0600 0000 0002 | A0000000041010 |
| ms nl nld eur | Maestro | Dutch | NL | EUR | 03/30 | AD YEN-NL | 1234 | 6000 0707 3616 9237 003 | A0000000043060 |
| mc en aus aud | Mastercard | English | AU | ASD | 12/29 | AD YEN-AU | 1234 | 5520 3300 0000 0001 | A0000000041010 |
| mc cn chn cny | Mastercard | Chinese | CN | CNY | 12/29 | AD YEN-CN | 123456 | 6243 0300 0000 0001 | A0000000041010 |
| mc pt bra brl | Mastercard | Portuguese | BR | BRL | 12/29 | AD YEN-BR | 1234 | 2308 8800 0000 0000 | A0000000041010 |
| MSR | 03/30 | MSR AD YEN-VISA | 4151 5000 0000 0008 |
Application 6 allows you to test installment payments.
Testing CVMs
When you make transactions with the test card, a cardholder verification method (CVM) is triggered based on the test card's CVM list, the application, and the amount and currency of the transaction. To test different CVMs, use the details below to decide which combinations of transaction amount and currency to try.
This is the CVM list for the test card:
Amount threshold
- See table below. To trigger a particular CVM with a DCC transaction, make sure the amount is above-threshold after the DCC conversion.
CVM 1 and CMV 2:
- CVM code: If this CVM is unsuccessful, try the next CVM.
- CVM type: Depends on the test card application. See table below.
- CVM condition: The CVM type applies if the transaction is in the currency of the test card application and the amount is above-threshold.
CVM 3
- CVM code: If this CVM is unsuccessful, fail the cardholder verification.
- CVM type: Depends on the test card application. See table below.
- CVM condition: The CVM type always applies.
This table shows the amount thresholds and the CVM types for each application:
| Application | mc en gbr gbp | mc en usa usd | ms nl nld eur | mc en aus aud | mc cn chn cny | mc pt bra brl | MSR |
|---|---|---|---|---|---|---|---|
| Interface | ICC + Contactless | ICC | ICC | ICC | ICC | ICC | MSR |
| CVM 1, amount >200.00 | Online PIN | Signature | Online PIN | Online PIN | Enciphered offline PIN + Signature | Online PIN | Signature |
| CVM 2, amount >100.00 | Enciphered Offline PIN | Online PIN | Enciphered offline PIN | Plaintext PIN | Signature | Enciphered offline PIN | |
| CVM 3 | Signature | No CVM | Plaintext PIN | Signature | Plaintext PIN | Signature | |
| Contactless/NFC above CVM limit | Online PIN | ||||||
| Offline within set limits | Decline after 3 tries | Decline after 3 tries | Always decline | Decline after 3 tries | Decline after 3 tries | Decline after 3 tries |
For contactless transactions, the test card requires a CVM (PIN) when the transaction amount is above the NFC CVM limit specific for the country the terminal is located in.
For ICC, entering the wrong PIN multiple times will result in a blocked card.
For sale transactions, there are four possible results:
- Approved
- Refused
- Cancelled
- Error
You can use the three last digits of the transaction amount to simulate responses you can receive from credit and debit card acquirers.
Testing offline transactions
Each application on the test card has its own counter for offline transactions. Offline transactions within the configured offline limits are accepted until the counter is exceeded. For example, the first thee offline transactions are accepted and the fourth is declined. To reset the offline counter for a particular test card application, you need to do an online contact (ICC) transaction with that application. This also applies to application 1. This application shares the offline counter with the contactless application, but contactless transactions can't reset the counter.
To test offline transactions:
- Contact our Support Team and ask them to configure the Chip Floor Limit, Offline Swipe Limit (MSR), and Offline Refund to the values you want.
- Force a communication failure, for example by unplugging the ethernet cable.
- Do your test transactions. The test card enforces the offline limits configured in your test Customer Area.