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Green Adyen point-of-sale test card

How to test point-of-sale card transactions with the green (v2) Adyen test card.

This Adyen test card has several "applications" programmed onto it that each let you simulate a card with a specific brand, language, country, currency, and Cardholder Verification Method (CVM).
It supports contactless, offline, and installment transactions.

You can view the details of test payments, including the result, in your test Customer Area under Transactions > Payments.

Card applications

Use the table below to see which application on the test card corresponds with the scenario you want to test, and which card details to use in your test requests.

Application Payment method Locale Issuing country Currency Expiration date Cardholder PIN PAN AID
mc en gbr gbp Mastercard English UK GBP 02/28 AD YEN-UK 1234 5413 3300 8909 9999 A0000000041010
mc en usa usd Mastercard English US USD 12/29 AD YEN-US 1234 5100 0600 0000 0002 A0000000041010
ms nl nld eur Maestro Dutch NL EUR 03/30 AD YEN-NL 1234 6000 0707 3616 9237 003 A0000000043060
mc en aus aud Mastercard English AU AUD 12/29 AD YEN-AU 1234 5520 3300 0000 0001 A0000000041010
mc cn chn cny Mastercard Chinese CN CNY 12/29 AD YEN-CN 123456 6243 0300 0000 0001 A0000000041010
mc pt bra brl Mastercard Portuguese BR BRL 12/29 AD YEN-BR 1234 2308 8800 0000 0000 A0000000041010
MSR 03/30 MSR AD YEN-VISA 4151 5000 0000 0008

Application mc pt bra brl allows you to test installment payments.

Testing CVMs

When you make transactions with the test card, a CVM is triggered based on the test card's CVM list, the application, and the amount and currency of the transaction.

This is the CVM list for the test card:

Amount threshold

  • See table below. To trigger a particular CVM with a currency conversion (DCC) transaction, make sure the amount is above-threshold after the conversion.

CVM 1 and CMV 2:

  • CVM code: If this CVM is unsuccessful, try the next CVM.
  • CVM type: Depends on the test card application. See table below.
  • CVM condition: The CVM type applies if the transaction is in the currency of the test card application and the amount is above-threshold.


  • CVM code: If this CVM is unsuccessful, fail the cardholder verification.
  • CVM type: Depends on the test card application. See table below.
  • CVM condition:¬†The CVM type always applies.

This table shows the amount thresholds and the CVM types for each application:

Application Interface CVM 1

amount >200.00


amount >100.00

CVM 3 Contactless/NFC

above CVM limit

Offline within set limits
mc en gbr gbp EMV chip + Contactless Online PIN Enciphered Offline PIN Signature Online PIN Decline after 3 tries
mc en usa usd EMV chip Signature Online PIN No CVM Decline after 3 tries
ms nl nld eur EMV chip Online PIN Enciphered Offline PIN Plaintext PIN Always decline
mc en aus aud EMV chip Online PIN Plaintext PIN Signature Decline after 3 tries
mc cn chn cny EMV chip Enciphered offline PIN + Signature Signature Plaintext PIN Decline after 3 tries
mc pt bra brl EMV chip Online PIN Enciphered Offline PIN Signature Decline after 3 tries
MSR MSR Signature Decline after 3 tries

If you are testing a contactless transaction, you will be asked to enter a PIN when the transaction amount is above the NFC CVM limit specific for the country the terminal is located in.

Testing offline transactions

To test offline EMV transactions:

  1. Contact our Support Team and ask them to configure the chip floor limit, offline swipe limit, and offline refund limit to the values you want.
  2. Force an internet connection failure, for example by unplugging the ethernet cable.
  3. Do your test transactions. The test card enforces the offline limits configured in your test Customer Area.

Each application on the test card has its own counter for offline EMV transactions. Offline transactions within the configured offline limits are accepted until the counter is exceeded. The first thee offline transactions for the test card application are accepted and the fourth is declined. To reset the offline counter for a particular test card application, you need to do an online contact (EMV chip) transaction with that application. This also applies to application mc en gbr gbp. This application shares the offline counter with the contactless application, but contactless transactions can't reset the counter.

Testing acquirer responses

To simulate different acquirer responses, change the last three digits of the RequestedAmount that you specify in the payment request.

For example, to test how your integration responds when the issuer suspects fraud, specify a RequestedAmount with 151 as the last three digits, such as 101.51 or 21.51.

Also refer to our error handling instructions for declined payments.

Amount - last three digits Acquirer Response in Customer Area Status in Customer Area
Any (except the special cases below) Approved Approved
121 Acquirer Cancelled Refused
122 Fraud Refused
123 Declined Refused
124 Not enough balance Refused
125 Blocked card Refused
126 Expired card Refused
127 Invalid amount Refused
128 Invalid card number Refused
129 Not supported Refused
130 Acquirer error Error
131 Acquirer declined Refused
132 Acquirer declined Refused
133 Referral Refused

Incorrect online PIN

Use the correct PIN for the application on your test card, either the white test card or the green test card.

135 PIN tries exceeded Refused
136 Issuer unavailable Refused

Withdrawal Amount Exceeded


Withdrawal Count Exceeded


Amount partially approved


Contactless Withdrawal Amount Exceeded (Only for contactless, otherwise APPROVED)

143 Contactless Withdrawal Count Exceeded (Only for contactless, otherwise APPROVED) Refused
144 Not Submitted Refused
145 Cancelled due to Fraud Refused
146 Transaction Not Permitted Refused
147 CVC Declined Refused
148 Restricted Card Refused
149 Revocation Of Auth Refused
150 Declined Non Generic Refused
151 Issuer Suspected Fraud Refused
152 No checking account Refused
153 No savings account Refused
154 Contactless fallback Retry
155 Mobile PIN required
This applies to contactless transactions.
Any Card removed during app selection Error
Any Cancelled via terminal Cancelled
Any Cancelled through the library by merchant Cancelled

Transactions can be cancelled from the terminal or cash register. A cancellation will generate the result Cancelled. Refunds will generate the result Approved.

See also