This Adyen test card has several "applications" programmed onto it that let you simulate different card types, currencies, and Cardholder Verification Methods (CVM).
You can view the details of test payments, including the result, in your test Customer Area under Transactions > Payments.
Here we describe how you can:
- Test transactions with different card types.
- Test different CVMs.
- Test the responses you can receive from acquirers.
Testing card types
To test transactions with a particular type of card, use the card details for the corresponding application on the test card.
| Application | Payment method | Issuing country | Currency | Expiration date | Locale | PIN | PAN |
|---|---|---|---|---|---|---|---|
| MC NL | Mastercard | BE | EUR | 02/28 | Dutch | 1234 | 5413 3300 8909 9999 |
| MS EN | Maestro | BE | EUR | 02/28 | English | 1234 | 6799 9989 0000 0099 990 |
| MC F | Mastercard | US | USD | 02/28 | French | 1234 | 5413 3300 8999 9990 |
| MC ES | Maestro | US | USD | 02/28 | Spanish | 1234 | 6799 9989 0000 0999 991 |
| MSR | Mastercard | US | USD | 12/25 | English | 1234 | 5413 3300 8902 0037 |
Testing CVMs
To test different CVMs, use different combinations of transaction amount and currency.
If you enter a wrong PIN multiple times, the card is blocked and can't be used anymore.
| Application | Amount | Currency | CVM |
|---|---|---|---|
| MC NL | >200.00 | EUR | CVM 1: Enciphered PIN verified online |
| >100 | EUR | CVM 2: Enciphered PIN verified by EMV chip | |
| 0-100 | EUR | CVM 3: Signature | |
| MS EN | >200.00 | EUR | CVM 1: Enciphered PIN verified online |
| >100 | EUR | CVM 2: Enciphered PIN verified by EMV chip | |
| 0-100 | EUR | CVM 3: Signature | |
| MC F | All | All | CVM 1: Enciphered PIN verified by EMV chip |
| MC ES | All | All | CVM 1: Enciphered PIN verified by EMV chip |
| MSR | All | All | CVM 1: Service code 201 - Signature |
Testing acquirer responses
To simulate different acquirer responses, change the last three digits of the RequestedAmount that you specify in the payment request.
For example, to test how your integration responds when the issuer suspects fraud, specify a RequestedAmount with 151 as the last three digits, such as 101.51 or 21.51.
| Amount (last three digits) | Acquirer Response | Transaction Result |
|---|---|---|
| Any (except the special cases below) | Approved | Approved |
| 121 | Acquirer Cancelled | Refused |
| 122 | Fraud | Refused |
| 123 | Declined | Refused |
| 124 | Not enough balance | Refused |
| 125 | Blocked card | Refused |
| 126 | Expired card | Refused |
| 127 | Invalid amount | Refused |
| 128 | Invalid card number | Refused |
| 129 | Not supported | Refused |
| 130 | Acquirer error | Error |
| 131 | Acquirer declined | Refused |
| 132 | Acquirer declined | Refused |
| 133 | Referral | Refused |
| 134 |
Incorrect online PIN Use the correct PIN for the application on your test card, either test card v1 or test card v2. |
Error |
| 135 | PIN tries exceeded | Refused |
| 136 | Issuer unavailable | Refused |
| 137 | Withdrawal Amount Exceeded |
Refused |
| 138 | Withdrawal Count Exceeded |
Refused |
| 139 | Amount partially approved |
Approved |
| 142 | Contactless Withdrawal Amount Exceeded (Only for contactless, otherwise APPROVED) |
Refused |
| 143 | Contactless Withdrawal Count Exceeded (Only for contactless, otherwise APPROVED) | Refused |
| 144 | Not Submitted | Refused |
| 145 | Cancelled due to Fraud | Refused |
| 146 | Transaction Not Permitted | Refused |
| 147 | CVC Declined | Refused |
| 148 | Restricted Card | Refused |
| 149 | Revocation Of Auth | Refused |
| 150 | Declined Non Generic | Refused |
| 151 | Issuer Suspected Fraud | Refused |
| 152 | No checking account | Refused |
| 153 | No savings account | Refused |
| 154 | Contactless fallback | Retry |
| 155 | Mobile PIN required | Retry |
| Any | Card removed during app selection | Error |
| Any | Cancelled via terminal | Cancelled |
| Any | Cancelled through the library by merchant | Cancelled |
Transactions can be cancelled from the terminal or cash register. A cancellation will generate the result Cancelled. Refunds will generate the result Approved.