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Cashback

Obtain a small amount of cash from a card with a purchase or without a purchase (cashout).

The cashback feature lets shoppers get cash in hand from their account, either with their purchase or without a purchase. Cashback without a purchase is often called cashout.

This feature is supported for:

  • eftpos debit cards in Australia
  • girocard debit cards in Germany
  • Mastercard in Europe
  • Visa in Europe

Enable cashbacks

Contact our POS Support Team to enable cashbacks.

Issue a cashback

  1. Determine the following values that you'll need to pass in your payment request:

    • The cashback amount.

    • The sum of the cashback amount and the amount due for the shopper's purchases.

  2. Make a POST request to a Terminal API endpoint, specifying:

    • PaymentTransaction with the total and cashback amounts:

      Parameter Description
      AmountsReq.RequestedAmount The total amount to be paid by the shopper: the amount for the purchase plus the amount for the cashback.
      AmountsReq.CashBackAmount The cashback amount.

    The example below shows how you would make a request if a shopper purchased goods for 10 AUD, and wants to obtain a cashback of 2 AUD:

    {
  "SaleToPOIRequest": {
    "MessageHeader": {
      "ProtocolVersion": "3.0",
      "MessageClass": "Service",
      "MessageCategory": "Payment",
      "MessageType": "Request",
      "ServiceID": "0501160930",
      "SaleID": "POSSystemID12345",
      "POIID": "P400Plus-540004072"
    },
    "PaymentRequest": {
      "SaleData": {
        "SaleTransactionID": {
          "TransactionID": "3375",
          "TimeStamp": "2018-05-01T14:09:30+00:00"
        }
      },
      "PaymentTransaction": {
        "AmountsReq": {
          "Currency": "AUD",
          "RequestedAmount": 12.00,
          "CashBackAmount": 2.00
        }
      }
    }
  }
}
    String serviceID = "YOUR_UNIQUE_ATTEMPT_ID";
String saleID = "YOUR_CASH_REGISTER_ID";
String POIID = "YOUR_TERMINAL_ID";
String transactionID = "YOUR_UNIQUE_TRANSACTION_ID";

SaleToPOIRequest saleToPOIRequest = new SaleToPOIRequest();
MessageHeader messageHeader = new MessageHeader();
messageHeader.setProtocolVersion("3.0");
messageHeader.setMessageClass( MessageClassType.SERVICE );
messageHeader.setMessageCategory( MessageCategoryType.PAYMENT );
messageHeader.setMessageType( MessageType.REQUEST );
messageHeader.setServiceID(serviceID);
messageHeader.setSaleID(saleID);
messageHeader.setPOIID(POIID);
saleToPOIRequest.setMessageHeader(messageHeader);

PaymentRequest paymentRequest = new PaymentRequest();
SaleData saleData = new SaleData();
TransactionIdentification saleTransactionID = new TransactionIdentification();
saleTransactionID.setTransactionID(transactionID);
saleTransactionID.setTimeStamp(DatatypeFactory.newInstance().newXMLGregorianCalendar(new GregorianCalendar()));
saleData.setSaleTransactionID(saleTransactionID);
paymentRequest.setSaleData(saleData);

PaymentTransaction paymentTransaction = new PaymentTransaction();
AmountsReq amountsReq = new AmountsReq();
amountsReq.setCurrency("AUD");
amountsReq.setRequestedAmount( BigDecimal.valueOf(12.00) );
amountsReq.setCashBackAmount( BigDecimal.valueOf(2.00) );
paymentTransaction.setAmountsReq(amountsReq);
paymentRequest.setPaymentTransaction(paymentTransaction);
saleToPOIRequest.setPaymentRequest(paymentRequest);
terminalAPIRequest.setSaleToPOIRequest(saleToPOIRequest);

  3. When you receive the payment response, check the Response.Result:

    • Success means the issuer authorised both the payment and the cashback.
      The amount in the PaymentResult.AmountsResp.CashBackAmount field is the amount that you need to pay to the shopper in cash.

    • Partial means the issuer authorised the payment but not the cashback.

    Payment response with cashback 
    {
    "SaleToPOIResponse": {
        "PaymentResponse": {
            "POIData": {
                "POITransactionID": {
                    "TimeStamp": "2018-05-01T14:09:30.000Z",
                    "TransactionID": "u6W7001525183770000.NC6HT9CRT65ZGN82"
                }
            },
            "SaleData": {
                "SaleTransactionID": {
                    "TimeStamp": "2018-05-01T14:09:30.000Z",
                    "TransactionID": "3375"
                }
            },
            "PaymentResult": {
                "AuthenticationMethod": [
                    "OnlinePIN"
                ],
                "PaymentAcquirerData": {...},
                "PaymentInstrumentData": {
                    "CardData": {
                        "EntryMode": [
                            "MagStripe"
                        ],
                        "PaymentBrand": "eftpos_australia_sav",
                        "MaskedPan": "637204 **** 0025",
                        "SensitiveCardData": {
                            "ExpiryDate": "1220"
                        }
                    },
                    "PaymentInstrumentType": "Card"
                },
                "AmountsResp": {
                    "AuthorizedAmount": 12,
                    "CashBackAmount": 2,
                    "Currency": "AUD"
                }
            },
            "Response": {
                "Result": "Success",
                "AdditionalResponse": "...cashBackAmountValue=200"
            }
        },
        "MessageHeader": {...}
    }
}

See also