Handle errors

To be able to resolve issues with your requests, you need to know how Terminal API informs you of the processing status of your request. This is communicated in the Response object of the API response, which has:

• Result: one of the following values:
  • Success: the request succeeded / the transaction was approved.
  • Partial: the transaction amount has been partially approved.
  • Failure: the request or transaction didn't succeed. The remaining Response fields provide more information about the error, to enable you to determine how to handle it.
• ErrorCondition: this field is included when the request or transaction fails, and indicates the cause of the failure.
• AdditionalResponse: more information about the error condition. You'll receive either a string of form-encoded key-value pairs or a Base64 string that you need to decode to get a JSON object.

Now let's see what you can do when:

• The request failed because it was invalid.
• You made a payment request but didn't receive a result.
• The result of your payment request indicates the transaction failed.

Invalid message format

A Response object with Result Failure and ErrorCondition MessageFormat indicates there was a mistake in the request you sent. Proceed as follows:

1. Determine what caused the error, based on the message, warnings, or errors in the AdditionalResponse. For example, a missing required field or an unexpected field.

   The following example is for a response indicating that the Currency field is missing from the payment request:

   {
   ...
      "Response":{
         "Result":"Failure",
         "AdditionalResponse": "errors=At%20SaleToPOIRequest.PaymentRequest.PaymentTransaction.AmountsReq%2c%20field%20Currency%3a%20Missing",
         "ErrorCondition":"MessageFormat"
      }
   ...
   }

2. Refer to the Terminal API reference if necessary, then manually fix your request and try again.

Invalid JSON format

If your API request does not contain a valid JSON object, you receive a Bad JSON HTTP reply that specifies the line number and a description of the issue:

["Bad JSON:LINE_NUMBER: DESCRIPTION"]

• Manually fix the JSON error on the line mentioned in the HTTP reply and try again.

Unavailable service

A Response object with Result Failure and ErrorCondition UnavailableService indicates we were unable to implement your request. Proceed as follows:

1. Determine what caused the error, based on the message, warnings, or errors in the AdditionalResponse. For example:

   • You tried to use functionality that the payment terminal doesn't support.
   • You tried to use a ProtocolVersion that the terminal can't manage.
   • You tried to use functionality that we don't support.

   The following example is for a response indicating that there's a mismatch between the protocol versions (2.0 in the request and 3.0 on the terminal):

   {
   ...
      "Response": {
         "Result": "Failure",
         "AdditionalResponse": "message=Sale%20Protocol%20Version%202.0%20mismatch%2c%20Version%20implemented%3a%203.0",
         "ErrorCondition": "UnavailableService"
      }
   ...
   }

2. Depending on the cause of the error, manually fix your request and send it again. For example, after receiving the above failure response you'd specify the same protocol version that the terminal supports.

No result received

We recommend that your integration automatically checks the status of a transaction any time it fails to receive a transaction response.
Payment requests time out after a while. If you do not receive a payment response (or you receive a response indicating a time-out) after 120 seconds (local integration) or 150 seconds (cloud integration), and the internet connection hasn't dropped, your integration should automatically check the transaction status.

If you do not receive a transaction result, neither synchronously nor asynchronously, proceed as follows:

1. Make a TransactionStatusRequest (see Verify transaction status for details).

2. Determine your next action based on the TransactionStatusResponse.Response:

   Response	Description	Action
   Result Success	The transaction was processed.	Use the RepeatedResponseMessageBody to determine how to process the transaction.
   ErrorCondition InProgress	The payment terminal is waiting for a response from the shopper, or there is a delay with the card issuer.	Continue making a transaction status request for this transaction every five seconds until you receive a response indicating the transaction was processed.
   ErrorCondition NotFound	Possible causes: The details you specified in the transaction status request are incorrect. We did not receive your request; maybe your connection dropped after sending the request.	Possible actions: Provide the details of the original transaction in the MessageReference of your transaction status request. Retry the original transaction.

Terminal unavailable (cloud integration)

When you send a PaymentRequest to a payment terminal that is unavailable, the payment can't be processed. In a cloud integration, the Terminal API generates a Reject event notification.

The EventNotification body contains:

• RejectedMessage: a Base64 string containing the payment request that couldn't be processed. Decode this to get the original payment request as a JSON object.
• EventToNotify: Reject
• EventDetails: a message indicating why the payment terminal is unavailable.

Here's an example event notification for an unavailable payment terminal in a cloud integration:

{
   "SaleToPOIRequest": {
      "EventNotification": {
         "EventToNotify": "Reject",
         "EventDetails": "message=Did+not+receive+a+response+from+the+POI.",
         "RejectedMessage": "ewoi...0KfQo=",
         "TimeStamp": "2020-03-31T10:28:39.515Z"
      },
      "MessageHeader": {
         "DeviceID": "666568147",
         "MessageCategory": "Event",
         "MessageClass": "Event",
         "MessageType": "Notification",
         "POIID": "P400Plus-123456789",
         "ProtocolVersion": "3.0",
         "SaleID": "saleid-4c32759faaa7",
         "ServiceID": "31122609"
      }
   }
}

The steps that you can take, relate to the EventDetails message you receive:

Did not receive a response

"message=Did+not+receive+a+response+from+the+POI."

This message indicates that the request was sent but the payment terminal didn't respond, possibly because the WebSocket is down at the terminal.

• Make a TransactionStatusRequest to verify whether the WebSocket connection has been restored and the payment is now processed.

Failed to send message

"message=Failed+to+send+message+to+POI.+There+may+be+a+network+issue+or+it+may+not+have+the+websocket+connected."

This message indicates that probably the WebSocket for the payment terminal is not available on the cloud Terminal API router.

• Check the WebSocket connection:

  • The terminal display should have a cloud icon in the top row.

  • Check the cloud connection from your Customer Area, using an API request, or on the terminal itself.

Unknown POIID

"message=Unknown+POIID+P400Plus-123456789"

This message indicates that the terminal ID (POIID) in the payment request is incorrect, or that the terminal is in the inventory of the Company account and hasn't been assigned to a merchant account or store that allows processing payments.

1. On the payment terminal, open the terminal information (press 5 and then the Confirm button or see the instructions for your payment terminal model) and verify that the terminal ID in the format [device model]-[serial number] matches the POIID that you specified in the payment request. For example, P400Plus-123456789.
   If the POIID matches, go to the next step.
2. Verify that the payment terminal is assigned to a merchant account or store. You can do this using a /getTerminalsUnderAccount request, or using your Customer Area.

Declined payment

When a PaymentRequest results in a Response object with Result Failure and one of the error conditions listed below, the transaction was declined.
The AdditionalResponse has more information about why the transaction was declined in the refusalReason and message fields. These fields are our mapping of the response we receive from acquirers and issuers.

Here's an example failure response for a declined payment:

{
...
   "Response": {
      "Result": "Failure",
      "AdditionalResponse": "refusalReason=214%Declined%20online...&message=CANCELLED...",
      "ErrorCondition": "Refusal"
   }
...
}

When your payment request is declined, you need to determine whether you can retry it:

1. Check the ErrorCondition in the PaymentResponse.Response, because in many cases this already indicates whether you can retry the transaction.

   Error condition	Retry?
   Aborted
   Busy	See next step
   Cancel	See next step
   DeviceOut
   InvalidCard	See next step
   NotAllowed
   Refusal	See next step
   UnreachableHost
   WrongPIN

2. For the error conditions Cancel, InvalidCard, and Refusal, check the AdditionalResponse for the refusalReason and message. For the error condition Busy, check the response for a serviceId. You can use this if you want to cancel the transaction.

   You can use the ErrorCondition to code your cash register software. The refusalReason and Message fields are included for additional insight, and should not be coded against.
   The serviceId can be used by the cash register to cancel a transaction.

   Select the tabs for details.

   Cancel Busy InvalidCard Refusal

   Cancel Busy InvalidCard Refusal

   ErrorCondition	refusalReason	message	Retry?
   Cancel	Approved	APPROVED
   Cancel	(all other refusalReasons)	(all other messages)

   The ErrorCondition Cancel can be caused by a device time-out.

   ErrorCondition	serviceId	message	Retry?
   Busy	1234567890	Forbidden Request, Service Dialogue PaymentRequest is in Progress
   Busy		ADMIN_MENU
   Busy		(all other messages)

   Using the serviceId you can make an AbortRequest to cancel the in-progress transaction that the terminal is busy with.

   ErrorCondition	refusalReason	message	Retry?
   InvalidCard	Card data authentication failed	DECLINED
   InvalidCard	No checking account available on Card	NO_CHECKING_ACCOUNT_AVAILABLE_ON_CARD
   InvalidCard	No savings account available on Card	NO_SAVINGS_ACCOUNT_AVAILABLE_ON_CARD

   ErrorCondition	refusalReason	message	Retry?
   Refusal	Acquirer Error	ERROR
   Refusal	AID banned	ERROR
   Refusal	Always refused	DECLINED
   Refusal	Amount too low to be accepted by Card Network	DECLINED
   Refusal	Card is blocked	BLOCK_CARD
   Refusal	Card requires online pin	PIN_REQUIRED
   Refusal	CVC Declined	CVC_DECLINED
   Refusal	declined	DECLINED
   Refusal	Declined Non Generic	DECLINED
   Refusal	Do Not Honor	DECLINED
   Refusal	Expired Card	CARD_EXPIRED
   Refusal	Issuer Suspected Fraud	ISSUER_SUSPECTED_FRAUD
   Refusal	Mobile PIN required	MOBILE_PIN_REQUIRED
   Refusal	Not enough balance	NOT_ENOUGH_BALANCE
   Refusal	Not Submitted	NOT_SUBMITTED
   Refusal	Not supported	NOT_SUPPORTED
   Refusal	Pin tries exceeded	PIN_TRIES_EXCEEDED
   Refusal	Pin validation not possible	PIN_VALIDATION_NOT_POSSIBLE
   Refusal	Refused	DECLINED
   Refusal	Restricted Card	RESTRICTED_CARD
   Refusal	Timeout waiting for card after contactless fallback	CONTACTLESS_FALLBACK
   Refusal	Transaction Not Permitted	TRANSACTION_NOT_PERMITTED
   Refusal	Withdrawal amount exceeded	WITHDRAWAL_AMOUNT_EXCEEDED
   Refusal	Withdrawal count exceeded	WITHDRAWAL_COUNT_EXCEEDED

   For more information, see our reference documentation for refusal reasons. If you enabled receiving the refusalReasonRaw field in the AdditionalResponse, also see our reference documentation for raw acquirer responses.

   The refusalReasonRaw provides additional information. But if you base your code on it, that might break your integration because acquirers and issuers sometimes change their raw responses without notice.

3. If applicable, retry the transaction.

Time-out

If a time-out occurs during a payment, the transaction is declined. The Response object includes Result Failure.

• A processing time-out returns the ErrorCondition Communication timeout.
• A device time-out returns the ErrorCondition Cancel and mentions the type of time-out in the AdditionalResponse.

Error condition comparison

The table below compares error conditions and troubleshooting steps specific to making a PaymentRequest, TransactionStatusRequest, or ReversalRequest (a referenced refund).

Error condition	PaymentRequest	TransactionStatusRequest	ReversalRequest
Aborted	Retry	not applicable	Optionally retry
Cancel	See Declined payment	not applicable	not applicable
DeviceOut	Wait and retry	Wait and retry	Wait and retry
InProgress	not applicable	See No result received	not applicable
InvalidCard	See Declined payment	not applicable	not applicable
Invalid message format
NotAllowed	Don't retry	Wait and retry	Wait and retry or Retry different device
NotFound	Manual recovery	See No result received	Manual recovery
Refusal	See Declined payment	not applicable	Manual recovery
Unavailable service
UnreachableHost	Retry	Retry	Retry
WrongPIN	Retry	not applicable	not applicable

See also