giropay Redirect Component

You do not need to collect any information from your shopper in your payments form. If you have an existing Android Components integration, you can use our Redirect Component to redirect the shopper to their bank's website or app where they can complete the payment.

When making a giropay payment, you need to:

• Include giropay in the list of available payment methods.
• Handle the redirect.

Requirements

Show giropay in your payment form

Include giropay in the list of available payment methods. You do not need to collect any information from the shopper in your payment form.

1. Specify in your /paymentMethods request:
   • countryCode: DE
   • amount.currency: EUR
   • channel: Specify Android.

The response contains paymentMethod.type: giropay.

Make a payment

When the shopper proceeds to pay, you need to:

1. From your server, make a /payments request, specifying:

   • paymentMethod.type: Set this to giropay.
   • returnURL: URL to where the shopper should be redirected back to after they complete the payment. This URL can have a maximum of 1024 characters. Get this URL from the Component in the RedirectComponent.getReturnUrl(context).

   In the /payments response, note the action object. This contains the information needed to redirect the shopper.

2. Pass the action object to your client app. You need this to initialize the Redirect Component.

Handle the redirect

1. Use the Redirect Component to redirect the shopper to giropay's website where they can select their bank and provide their account details. When the shopper returns back to your app, the Redirect Component provides the actionComponentData object.

2. After the shopper returns to your app, make a POST /payments/details request from your server, providing:

   • details: The actionComponentData.details object from the Redirect Component.

You receive a response containing:

• resultCode: Use this to present the payment result to your shopper.
• pspReference: Our unique identifier for the transaction.

Present the payment result

Use the  resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for giropay are:

If the shopper failed to return to your website or app, wait for the AUTHORISATION webhook to receive the outcome of the payment:

Recurring payments

We support recurring transactions for giropay through SEPA Direct Debit. To make recurring payments, you need to:

1. Create a shopper token.
2. Use the token to make future payments for the shopper.

Create a token

To create a token, include in your /payments request:

• amount: The transaction must have a minimum value of EUR 0.01.
• storePaymentMethod: true
• shopperReference: your unique identifier for the shopper (minimum length three characters). Do not include personally identifiable information (PII), such as name or email address.
• recurringProcessingModel: Subscription or UnscheduledCardOnFile

  From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

When the payment is settled, you receive a RECURRING_CONTRACT webhook containing:

• eventCode: RECURRING_CONTRACT
• originalReference: The pspReference of the initial payment.
• pspReference: This is the token that you need to make recurring payments for this shopper.

Make a payment with a token

For each recurring payment for this shopper, make a SEPA payment to the /payments endpoint, specifying:

• paymentMethod.type: sepadirectdebit
• paymentMethod.storedPaymentMethodId: The pspReference from the RECURRING_CONTRACT webhook. You can also get this value using the /listRecurringDetails endpoint.
• shopperReference: The shopper ID you provided when you created the shopper token.
• shopperInteraction: ContAuth.

• recurringProcessingModel: Subscription or UnscheduledCardOnFile.

  From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

For more information about the shopperInteraction and recurringProcessingModel fields, refer to Tokenization.

If the payment was successfully received the response will contain a Received resultCode and a pspReference, which is our unique identifier for this transaction. You can track whether the payment was successful using webhooks.

Test and go live

On the bank selection screen, select giropay Testbank. You can use the following details to make test payments:

IBAN: DE48499999601234567890
VR-NetKey: Any value allowed
PIN: 1234
TAN (for Photo and Flicker devices): 123456

You can check the status of a giropay test payment in your Customer Area > Transactions > Payments.

Before you can accept live giropay payments, you need to submit a request for giropay in your live Customer Area.

See also