giropay Drop-in integration

Our Web Drop-in renders giropay in your payment form, and redirects the shopper to their selected bank's website to complete the payment.

When making a giropay payment, you additionally need to:

• Handle the redirect result after the shopper returns to your website.

Before you begin

This page explains how to add giropay to your existing Web Drop-in integration. The Web Drop-in integration works the same way for all payment methods. If you haven't done this integration yet, refer to our Drop-in integration guide.

Before starting your giropay integration:

1. Make sure that you have set up your back end implementation, and added Drop-in to your payments form.
2. Add giropay in your test Customer Area.

Show giropay in your payment form

Drop-in uses the countryCode and the amount.currency from your /paymentMethods request to show the available payment methods to your shopper.

To show giropay in your payment form, specify in your /paymentMethods request:

• countryCode: DE
• amount.currency: EUR

Make a payment

When the shopper selects the Pay button, Drop-in calls the onSubmit event, which contains a state.data.

1. Pass the state.data to your server.

2. From your server, make a /payments request, specifying:

   • paymentMethod: The state.data.paymentMethod from the onSubmit event from your front end.
   • reference: Your unique reference for this payment.
   • amount: The amount that the shopper needs to pay.
   • returnUrl: The URL the shopper will be redirected back to after they complete the payment.
   https://docs.adyen.com/payment-methods/giropay/web-drop-in#giropay-payments

   • curl
   • Ruby
   • Java
   • PHP
   • Python
   • C#
   • NodeJS

   curl https://checkout-test.adyen.com/v51/payments \
   -H "x-API-key: YOUR_X-API-KEY" \
   -H "content-type: application/json" \
   -d '{
        "amount": {
          "currency": "EUR",
          "value": 1000
        },
        "reference": "YOUR_ORDER_NUMBER",
        "paymentMethod": {
          "type": "giropay",
          "bic":"DEUTDE2H"
        },
        "returnUrl": "https://your-company.com/checkout?shopperOrder=12xy..",
        "merchantAccount": "YOUR_MERCHANT_ACCOUNT"
   }'

   # Set your X-API-KEY with the API key from the Customer Area.
   adyen = Adyen::Client.new
   adyen.api_key = "YOUR_X-API-KEY"
    
   response = adyen.checkout.payments({
     :amount => {
       :currency => "EUR",
       :value => 1000
     },
     :reference => "YOUR_ORDER_NUMBER",
     :paymentMethod => {
       :type => "giropay",
       :bic => "DEUTDE2H"
     },
     :returnUrl => "https://your-company.com/checkout?shopperOrder=12xy..",
     :merchantAccount => "YOUR_MERCHANT_ACCOUNT"
   })

   // Set YOUR_X-API-KEY with the API key from the Customer Area.
   // Change to Environment.LIVE and add the Live URL prefix when you're ready to accept live payments.
       Client client = new Client("YOUR_X-API-KEY", Environment.TEST);
       Checkout checkout = new Checkout(client);
   
       PaymentsRequest paymentsRequest = new PaymentsRequest();
   
       String merchantAccount = "YOUR_MERCHANT_ACCOUNT";
       paymentsRequest.setMerchantAccount(merchantAccount);
   
       Amount amount = new Amount();
       amount.setCurrency("EUR");
       amount.setValue(15000L);
       paymentsRequest.setAmount(amount);
   
       DefaultPaymentMethodDetails paymentMethodDetails = new DefaultPaymentMethodDetails();
       paymentMethodDetails.setType("giropay");
       paymentMethodDetails.setBic("DEUTDE2H");
       paymentsRequest.setPaymentMethod(paymentMethodDetails);
   
       paymentsRequest.setReference("YOUR_ORDER_NUMBER");
       paymentsRequest.setReturnUrl("https://your-company.com/checkout?shopperOrder=12xy..");
   
       PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);

   // Set your X-API-KEY with the API key from the Customer Area.
   $client = new \Adyen\Client();
   $client->setXApiKey("YOUR_X-API-KEY");
   $service = new \Adyen\Service\Checkout($client);
   
   $params = array(
     "amount" => array(
       "currency" => "EUR",
       "value" => 1000
     ),
     "reference" => "YOUR_ORDER_NUMBER",
     "paymentMethod" => array(
       "type" => "giropay",
       "bic" => "DEUTDE2H"
     ),
     "returnUrl" => "https://your-company.com/checkout?shopperOrder=12xy..",
     "merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
   );
   $result = $service->payments($params);

   #Set your X-API-KEY with the API key from the Customer Area.
   adyen = Adyen.Adyen()
   adyen.client.xapikey = 'YOUR_X-API-KEY'
   
   result = adyen.checkout.payments({
      'amount': {
         'value': 1000,
         'currency': 'EUR'
      },
      'reference': 'YOUR_ORDER_NUMBER',
      'paymentMethod': {
         'type': 'giropay',
         'bic': 'DEUTDE2H'
      },
      'returnUrl': 'https://your-company.com/checkout?shopperOrder=12xy..',
      'merchantAccount': 'YOUR_MERCHANT_ACCOUNT'
   })

   // Set your X-API-KEY with the API key from the Customer Area.
   var client = new Client ("YOUR_X-API-KEY", Environment.Test);
   var checkout = new Checkout(client);
   
   var amount = new Model.Checkout.Amount("EUR", 1000);
   var details = new Model.Checkout.DefaultPaymentMethodDetails{
     Type = "giropay",
     Bic = "DEUTDE2H"
   };
   var paymentsRequest = new Model.Checkout.PaymentRequest
   {
     Reference = "YOUR_ORDER_NUMBER",
     Amount = amount,
     ReturnUrl = @"https://your-company.com/checkout?shopperOrder=12xy..",
     MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
     PaymentMethod = details
   };
   
   var paymentResponse = checkout.Payments(paymentsRequest);

   // Set your X-API-KEY with the API key from the Customer Area.
   const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
   const config = new Config();
   // Set your X-API-KEY with the API key from the Customer Area.
   config.apiKey = '[API_KEY]';
   config.merchantAccount = '[YOUR_MERCHANT_ACCOUNT]';
   const client = new Client({ config });
   client.setEnvironment("TEST");
   const checkout = new CheckoutAPI(client);
   checkout.payments({
       amount: { currency: "EUR", value: 1000 },
       paymentMethod: {
           type: 'giropay',
           bic: 'DEUTDE2H'
       },
       reference: "YOUR_ORDER_NUMBER",
       merchantAccount: config.merchantAccount,
       returnUrl: "adyencheckout://your.package.name"
   }).then(res => res);

   The /payments response contains:

   • action: Object containing information about the redirect.
   • action.paymentData: Store this on your server — you need to submit this in your /payments/details request when handling the redirect result.
   • action.method: GET or POST. The HTTP request method that you should use. After the shopper completes the payment, they will be redirected back to your returnURL using the same method.
     The redirect method depends on your payment method configuration and the length of the data included in the request, so make sure that your integration can handle both HTTP GET and HTTP POST methods.
   https://docs.adyen.com/payment-methods/giropay/web-drop-in#-payment-response

   • /payment response

   {
       "resultCode": "RedirectShopper",
       "action": {
           "method": "GET",
           "paymentData": "Ab02b4c0!BQABA...",
           "paymentMethodType": "giropay",
           "type": "redirect",
           "url": "https://test.adyen.com/hpp/..."
       },
       "details": [
           {
               "key": "payload",
               "type": "text"
           }
       ],
       "paymentData": "Ab02b4c0!BQABA...",
       "redirect": {
           "method": "GET",
           "url": "https://test.adyen.com/hpp/..."
       }
   }

Handle the redirect result

Drop-in uses the redirect.url to redirect the shopper to giropay's website where they can select their bank and provide their account details. After the shopper is redirected back to your website, check the redirect result.

• From your server, make a POST /payments/details request, specifying:
  • paymentData: Value you received in the /payments response.
  • details: Object that contains the URL-decoded values of the parameters that were returned when the shopper was redirected back to your site. For example, payload. To check the parameters that you should submit, refer to the details.key returned in the /payments response.
  https://docs.adyen.com/payment-methods/online-banking-india/web-drop-in#-payments-details-request

  • /payments/details request

  {
       "paymentData":"Ab02b4c0!BQABAgCJN1wRZuGJmq8dMncmypvknj9s7l5Tj...",
       "details":{
         "{hint:Verify the parameters from /payments response}payload{/hint}":"Ab02b4c0!BQABAgCW5sxB4e/=="
       }
  }

  You receive a response containing:
  • resultCode: Use this to present the result to your shopper.
  • pspReference: Our unique identifier for the transaction.
  https://docs.adyen.com/payment-methods/online-banking-india/web-drop-in#-payments-details-response

  • /payments/details response

   {
     "resultCode": "Authorised",
     "pspReference": "88154795347618C"
   }

Present the payment result

Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for giropay are:

Recurring payments

We support recurring transactions for giropay through SEPA Direct Debit. To make recurring payments, you need to:

1. Create a shopper token.
2. Use the token to make future payments for the shopper.

Create a token

To create a token, include in your /payments request:

• storePaymentMethod: true
• shopperReference: Your unique identifier for the shopper.

When the payment has been settled, you receive a webhook notification containing:

• eventCode: RECURRING_CONTRACT
• originalReference: The pspReference of the initial payment.
• pspReference: This is the token that you need to make recurring payments for this shopper.

Make a payment with a token

To make a payment with the token, include in your /payments request:

• paymentMethod.storedPaymentMethodId: The pspReference from the RECURRING_CONTRACT.

• shopperReference: The unique shopper identifier that you specified when creating the token.
• shopperInteraction: ContAuth.
• recurringProcessingModel: Subscription or UnscheduledCardOnFile.

For more information about the shopperInteraction and recurringProcessingModel fields, refer to Recurring transaction types.

curl https://checkout-test.adyen.com/v51/payments \
-H "x-API-key: YOUR_X-API-KEY" \
-H "content-type: application/json" \
-d '{
       "amount":{
          "value":1000,
          "currency":""
       },
       "paymentMethod":{
          "type":"",
          "recurringDetailReference":"7219687191761347"
       },
       "reference":"YOUR_ORDER_NUMBER",
       "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
       "shopperReference":"YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
       "shopperInteraction":"ContAuth",
       "recurringProcessingModel": "Subscription"
}'

# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen::Client.new
adyen.api_key = "YOUR_X-API-KEY"
 
response = adyen.checkout.payments({
  :amount => {
    :currency => "",
    :value => 1000
  },
  :reference => "YOUR_ORDER_NUMBER",
  :paymentMethod => {
    :type => "",
    :recurringDetailReference => "7219687191761347"
  },
  :returnUrl => "https://your-company.com/checkout?shopperOrder=12xy..",
  :shopperReference => "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  :merchantAccount => "YOUR_MERCHANT_ACCOUNT",
  :shopperInteraction => "ContAuth",
  :recurringProcessingModel => "Subscription"
})

// Set YOUR_X-API-KEY with the API key from the Customer Area.
// Change to Environment.LIVE and add the Live URL prefix when you're ready to accept live payments.
Client client = new Client("YOUR_X-API-KEY", Environment.TEST);
Checkout checkout = new Checkout(client);

PaymentsRequest paymentsRequest = new PaymentsRequest();

String merchantAccount = "YOUR_MERCHANT_ACCOUNT";
paymentsRequest.setMerchantAccount(merchantAccount);

Amount amount = new Amount();
amount.setCurrency("");
amount.setValue(15000L);
paymentsRequest.setAmount(amount);

DefaultPaymentMethodDetails paymentMethodDetails = new DefaultPaymentMethodDetails();
paymentMethodDetails.setRecurringDetailReference("7219687191761347");
paymentMethodDetails.setType("");
paymentsRequest.setPaymentMethod(paymentMethodDetails);

paymentsRequest.setReference("YOUR_ORDER_NUMBER");
paymentsRequest.setReturnUrl("https://your-company.com/checkout?shopperOrder=12xy..");
paymentsRequest.setShopperInteraction("ContAuth");
paymentsRequest.setRecurringProcessingModel("Subscription");

PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setXApiKey("YOUR_X-API-KEY");
$service = new \Adyen\Service\Checkout($client);

$params = array(
  "amount" => array(
    "currency" => "",
    "value" => 1000
  ),
  "reference" => "YOUR_ORDER_NUMBER",
  "paymentMethod" => array(
    "type" => "",
    "recurringDetailReference" => "7219687191761347"
  ),
  "returnUrl" => "https://your-company.com/checkout?shopperOrder=12xy..",
  "shopperReference" => "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  "recurringProcessingModel" => "Subscription",
  "shopperInteraction" => "ContAuth",
  "merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
);
$result = $service->payments($params);

#Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen.Adyen()
adyen.client.xapikey = 'YOUR_X-API-KEY'

result = adyen.checkout.payments({
   'amount': {
      'value': 1000,
      'currency': ''
   },
   'reference': 'YOUR_ORDER_NUMBER',
   'paymentMethod': {
      'type': '',
      'recurringDetailReference': '7219687191761347'
   },
   'returnUrl': 'https://your-company.com/checkout?shopperOrder=12xy..',
   'shopperReference': 'YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j'
   'merchantAccount': 'YOUR_MERCHANT_ACCOUNT',
   'shopperInteraction':'ContAuth',
   'recurringProcessingModel': 'Subscription'
})

// Set your X-API-KEY with the API key from the Customer Area.
var client = new Client ("YOUR_X-API-KEY", Environment.Test);
var checkout = new Checkout(client);

var amount = new Model.Checkout.Amount("", 1000);
var details = new Model.Checkout.DefaultPaymentMethodDetails{
  Type = "",
  RecurringDetailReference = "7219687191761347"
};
var paymentsRequest = new Model.Checkout.PaymentRequest
{
  Reference = "YOUR_ORDER_NUMBER",
  Amount = amount,
  ReturnUrl = @"https://your-company.com/checkout?shopperOrder=12xy..",
  MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
  ShopperReference = "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  RecurringProcessingModel = "Subscription",
  ShopperInteraction = "ContAuth",
  PaymentMethod = details
};

var paymentResponse = checkout.Payments(paymentsRequest);

// Set your X-API-KEY with the API key from the Customer Area.
const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
const config = new Config();
// Set your X-API-KEY with the API key from the Customer Area.
config.apiKey = '[API_KEY]';
config.merchantAccount = '[YOUR_MERCHANT_ACCOUNT]';
const client = new Client({ config });
client.setEnvironment("TEST");
const checkout = new CheckoutAPI(client);
checkout.payments({
    amount: { currency: "", value: 1000 },
    paymentMethod: {
        type: '',
        recurringDetailReference: "7219687191761347"
    },
    reference: "YOUR_ORDER_NUMBER",
    merchantAccount: config.merchantAccount,
    shopperReference: "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
    returnUrl: "https://your-company.com/checkout?shopperOrder=12xy..",
    shopperInteraction: "ContAuth",
    recurringProcessingModel: "Subscription"
}).then(res => res);

Test and go live

Before making live giropay payments, use the following details to test your integration:

After selecting Testbank Fiducia, you are redirected to a page where you can select different statuses to simulate with. We recommend testing each giropay status code:  

You can check the status of a giropay test payment in your Customer Area > Transactions > Payments.

Before you can accept live giropay payments, you need to submit a request for giropay in your live Customer Area.

See also