giropay Drop-in integration

Add giropay to an existing Drop-in integration.

This page explains how to add giropay to your existing Web Drop-in integration.

Requirements

Select the server-side flow that your integration uses:

API reference

You do not need to send additional fields for giropay. To see optional fields that you can send for all payment methods, choose the endpoint you integrated:

/sessions: This is the default with Drop-in v5.0.0 or later.
/payments: If you implemented an additional use case.

Drop-in configuration

There are no configuration steps specific to giropay required for Drop-in.

Recurring payments

We support recurring transactions for giropay through SEPA Direct Debit. To make recurring payments, you need to:

Create a shopper token.
Use the token to make future payments for the shopper.

Create a token

We strongly recommend that you request explicit permission from the shopper if you intend to make recurring SEPA payments. Being transparent about the payment schedule and the charged amount reduces the risk of chargebacks.

To create a token, include in your /payments request:

amount: The transaction must have a minimum value of EUR 0.01.
storePaymentMethod: true
shopperReference: your unique identifier for the shopper (minimum length three characters). Do not include personally identifiable information (PII), such as name or email address.
recurringProcessingModel: Subscription or UnscheduledCardOnFile

From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

When the payment is settled, you receive a RECURRING_CONTRACT webhook containing:

eventCode: RECURRING_CONTRACT
originalReference: The pspReference of the initial payment.
pspReference: This is the token that you need to make recurring payments for this shopper.

Make sure that your server is able to receive RECURRING_CONTRACT as part of your standard webhooks. You can enable the RECURRING_CONTRACT event code in the webhook settings page.

Make a payment with a token

For each recurring payment for this shopper, make a SEPA payment to the /payments endpoint, specifying:

paymentMethod.type: sepadirectdebit
paymentMethod.storedPaymentMethodId: The pspReference from the RECURRING_CONTRACT webhook. You can also get this value using the /listRecurringDetails endpoint.
shopperReference: The shopper ID you provided when you created the shopper token.
shopperInteraction: ContAuth.
recurringProcessingModel: Subscription or UnscheduledCardOnFile.

From Checkout v70, recurringProcessingModel is a required parameter when creating or using a token.

For more information about the shopperInteraction and recurringProcessingModel fields, refer to Tokenization.

If the payment was successfully received the response will contain a Received resultCode and a pspReference, which is our unique identifier for this transaction. You can track whether the payment was successful using webhooks.

Test and go live

On the bank selection screen, select giropay Testbank. You can use the following details to make test payments:

IBAN: DE48499999601234567890
VR-NetKey: Any value allowed
PIN: 1234
TAN (for Photo and Flicker devices): 123456

You can check the status of a giropay test payment in your Customer Area > Transactions > Payments.

Before you can accept live giropay payments, you need to submit a request for giropay in your live Customer Area.